{"id":1411,"date":"2019-12-17T10:31:29","date_gmt":"2019-12-17T10:31:29","guid":{"rendered":"http:\/\/philosopical-falcon.w5.wpsandbox.pro\/?p=9"},"modified":"2023-01-22T09:53:41","modified_gmt":"2023-01-22T09:53:41","slug":"yaz","status":"publish","type":"post","link":"https:\/\/yukselkeles.com\/?p=1411","title":{"rendered":"YAZ YA DA G\u00dcVEN!?"},"content":{"rendered":"\r\n

Allahu<\/span> Teala Kuran-\u0131 Kerimde mealen \u015f\u00f6yle buyurmaktad\u0131r;<\/span><\/p>\r\n

Ey iman edenler! Belli bir s\u00fcre i\u00e7in birbirinize bor\u00e7land\u0131\u011f\u0131n\u0131z zaman bunu yaz\u0131n. Aran\u0131zda bir yaz\u0131c\u0131 adaletle yazs\u0131n. Yaz\u0131c\u0131, Allah’\u0131n kendisine \u00f6\u011fretti\u011fi \u015fekilde yazmaktan ka\u00e7\u0131nmas\u0131n, (her \u015feyi oldu\u011fu gibi dosdo\u011fru) yazs\u0131n. \u00dczerinde hak olan (bor\u00e7lu) da yazd\u0131rs\u0131n ve Rabbi olan Allah’tan korkup sak\u0131ns\u0131n da bor\u00e7tan hi\u00e7bir \u015feyi eksik etmesin (hepsini tam yazd\u0131rs\u0131n). E\u011fer bor\u00e7lu, akl\u0131 <\/span>ermeyen,<\/span> veya zay\u0131f bir kimse ise, ya da yazd\u0131ram\u0131yorsa, velisi adaletle yazd\u0131rs\u0131n. (Bu i\u015fleme) \u015fahitliklerine g\u00fcvendi\u011finiz iki erke\u011fi; e\u011fer iki erkek olmazsa, bir erkek ve iki kad\u0131n\u0131 \u015fahit tutun. Bu, onlardan biri unutacak olursa, di\u011ferinin ona hat\u0131rlatmas\u0131 i\u00e7indir. \u015eahitler \u00e7a\u011f\u0131r\u0131ld\u0131klar\u0131 zaman (gelmekten) ka\u00e7\u0131nmas\u0131nlar. Az olsun, \u00e7ok olsun, borcu s\u00fcresine kadar yazmaktan usanmay\u0131n. Bu, Allah kat\u0131nda adalete daha uygun, \u015fahitlik i\u00e7in daha sa\u011flam, \u015f\u00fcpheye d\u00fc\u015fmemeniz i\u00e7in daha elveri\u015flidir. Yaln\u0131z, aran\u0131zda hemen al\u0131p verdi\u011finiz pe\u015fin ticaret olursa, onu yazmaman\u0131zdan \u00f6t\u00fcr\u00fc \u00fczerinize bir g\u00fcnah yoktur. Al\u0131\u015f-veri\u015f yapt\u0131\u011f\u0131n\u0131z zaman da \u015fahit tutun. Yazana da, \u015fahide de bir zarar verilmesin. E\u011fer aksini yaparsan\u0131z, bu sizin i\u00e7in g\u00fcnahk\u00e2rca bir davran\u0131\u015f olur. Allah’a kar\u015f\u0131 gelmekten sak\u0131n\u0131n. Allah size \u00f6\u011fretiyor. Allah her \u015feyi hakk\u0131yla bilendir. <\/span>(Bakara 282)<\/span><\/p>\r\n

Evet<\/span>!<\/span> \u00a0Rabbimiz biz<\/span>d<\/span>e<\/span>n<\/span> bor\u00e7 <\/span>(Vadeli al\u0131\u015fveri\u015fler <\/span>dahil<\/span>)<\/span> i\u015flemlerinin yaz\u0131l\u0131 ve \u015fahitli olmas\u0131n\u0131 <\/span>istiyor<\/span>. Bunun gerek\u00e7esi de yine ayette<\/span> \u015f\u00f6yle belirtilmi\u015ftir; <\/span>yazmak<\/span>,<\/span> daha adil, \u015fahitlik a\u00e7\u0131s\u0131ndan daha sa\u011flam ve <\/span>\u015f<\/span>\u00fcpheye yer b\u0131rakmamas\u0131 a\u00e7\u0131s\u0131ndan daha <\/span>elveri\u015fl<\/span>i<\/span>dir<\/span>.<\/span><\/p>\r\n

Ticari <\/span>ve i<\/span>\u00e7<\/span>timai <\/span>hayatta bor\u00e7lanmalar <\/span>ve <\/span>vadeli <\/span>al\u0131\u015fveri\u015f <\/span>hem yaz\u0131l\u0131 hem de s\u00f6zl\u00fc olarak yap\u0131labilmektedir.<\/span> S\u00f6zl\u00fc yap\u0131lan bor\u00e7lanma <\/span>ve <\/span>vadeli <\/span>al\u0131\u015fveri\u015fler <\/span>hukuk kar\u015f\u0131s\u0131nda bat\u0131l de\u011fildir. Ancak ispat edilmes<\/span>i<\/span> ve taraflar a\u00e7\u0131\u015f\u0131ndan ihtilaftan uzak olmas\u0131 daha zordur. Bu nedenle belgeli <\/span>i\u015flemler<\/span> hukuki zemin a\u00e7\u0131s\u0131ndan yaz\u0131l\u0131 olmayana g\u00f6re daha sa\u011flam ve tercih edilendir. <\/span><\/p>\r\n

Ancak burada <\/span>hem <\/span>bor\u00e7lanmada <\/span>hem de al\u0131\u015fveri\u015fte <\/span>taraflar\u0131n yazmalar\u0131na engel olan \u00f6nemli bir olgu var <\/span>ki; <\/span>o da <\/span>\u201cg\u00fcven\u201d<\/span>.<\/span><\/p>\r\n

Evet<\/span>!<\/span> biz ticaret yapt\u0131\u011f\u0131m\u0131z insanlara g\u00fcveniriz, akrabalar\u0131m\u0131za g\u00fcveniriz, dostlar\u0131m\u0131za g\u00fcveniriz. Bu nedenle de bu insanlarla yapt\u0131\u011f\u0131m\u0131z bor<\/span>\u00e7lanmay\u0131<\/span> genellikle <\/span>yazmay\u0131z<\/span>. H<\/span>ele de <\/span>iki<\/span> \u015fahit getirip imza att\u0131rmay\u0131z.<\/span><\/p>\r\n

Borcun ve vadeli al\u0131\u015fveri\u015fin yaz\u0131ya d\u00f6k\u00fclmesi alan taraf i\u00e7in ho\u015fnutsuzluk kayna\u011f\u0131 iken bunun bir de iki \u015fahit huzurunda yap\u0131lmas\u0131 daha da zor bir durumdur. Bor\u00e7 alan ki\u015fi <\/span>(Bazen de veren ki\u015fi) <\/span>bunun ba\u015fkalar\u0131 taraf\u0131ndan bilinmesini genellikle istemez, bu nedenle \u015fahitler huzurunda bor\u00e7 k<\/span>\u00e2<\/span>\u011f\u0131d\u0131 imzalamak ona zor gelebilir. \u00a0 \u00a0 \u00a0<\/span><\/p>\r\n

Yazmaya kalkt\u0131\u011f\u0131m\u0131zda <\/span>alaca\u011f\u0131m\u0131z tepki <\/span>\u201cBana g\u00fcvenmiyor musun\u201d<\/span>dur<\/span>. V<\/span>e <\/span>biz <\/span>bunun s\u00f6ylenmesinden ho\u015flanmay\u0131z.<\/span><\/p>\r\n

Halbuki <\/span>sana g\u00fcvenme<\/span>sem<\/span> bor\u00e7 vermekten imtina ederi<\/span>m<\/span>. <\/span>Sana g<\/span>\u00fcvenmese<\/span>m<\/span> seninle ortakl\u0131k yapma<\/span>m<\/span>. Sana <\/span>g\u00fcvenmese<\/span>m<\/span> seninle ayn\u0131 yola \u00e7\u0131kma<\/span>m<\/span>.<\/span><\/p>\r\n

A<\/span>ncak,<\/span> birbirimize g\u00fcvenmemiz<\/span>, unutmam\u0131z\u0131 ve yan\u0131lmam\u0131z\u0131<\/span> engellemiyor!<\/span><\/p>\r\n

Oysa<\/span> ki<\/span>, yaz\u0131l\u0131 anla\u015fmalar ve belgeler sadece iki ki\u015finin birbirine olan hukukunu koruman\u0131n yan\u0131nda, <\/span>\u00fc\u00e7\u00fcnc\u00fc k<\/span>i\u015filere kar\u015f\u0131 da sa\u011flam birer dayanakt\u0131r. <\/span><\/p>\r\n

Yaz\u0131l\u0131 belgeler, \u015feytan\u0131n vesvesesi ile karar de\u011fi\u015ftirmenin, ba\u015fkalar\u0131n\u0131n fitnesi ile i\u015flemden ve bor\u00e7tan cayman\u0131n, geli\u015fen yeni \u015fartlara g\u00f6re tav\u0131r de\u011fi\u015ftirmenin \u00f6n\u00fcne ge\u00e7mesi a\u00e7\u0131s\u0131ndan da \u00e7ok \u00f6nemlidir. \u00a0<\/span><\/p>\r\n

Bir\u00e7o\u011fumuz bor\u00e7 verirken <\/span>erindi\u011fi i\u00e7in <\/span>yazma gere\u011fi duymaz, ya da bor\u00e7 alan\u0131n dar\u0131l\u0131p g\u00fc<\/span>c<\/span>e<\/span>nme<\/span>sinden \u00e7ekindi\u011fi i\u00e7in teklif edemez. <\/span><\/p>\r\n

Bu durumda ayette de vurguland\u0131\u011f\u0131 gibi bor\u00e7 a<\/span>la<\/span>n\u0131n yazd\u0131rmas\u0131<\/span> iyi bir tercih olabilir. <\/span>B\u00f6ylece bor\u00e7 verenin \u00e7ekinceleri bertaraf edilmi\u015f olabilir. <\/span><\/p>\r\n

Yine ayette vurguland\u0131\u011f\u0131 gibi <\/span>sadece borcun tutar\u0131n\u0131n de\u011fil<\/span>,<\/span> geri \u00f6deme <\/span>vadesi <\/span>ve<\/span>\u015fartlar\u0131n\u0131n<\/span> yaz\u0131lmas\u0131 <\/span>da <\/span>\u00f6nem<\/span> arz etmektedir.<\/span> \u00a0<\/p>\r\n

Sadece bor\u00e7 tutar\u0131<\/span>n\u0131n<\/span> yaz\u0131ld\u0131\u011f\u0131 <\/span>ancak geri \u00f6deme vadesinin ve \u015fartlar\u0131n\u0131n belirsiz b\u0131rak\u0131ld\u0131\u011f\u0131 bir anla\u015fma<\/span> eksiktir ve ihtilafa neden olma potansiyeli bar\u0131nd\u0131r\u0131r. <\/span><\/p>\r\n

Ticari hayatta \u015firketlerin ve \u015fah\u0131slar\u0131n ma\u011fduriyetine neden olan ve parasal kay\u0131plar\u0131n yan\u0131nda dostluklar\u0131n ve ili\u015fkilerin zedelenmesi ile sonu\u00e7lanan i\u015flerin bir\u00e7o\u011fu taraflar aras\u0131ndaki ihtilaflardan kaynaklanmaktad\u0131r.<\/span> Bu ihtilaflar da yaz\u0131l\u0131 anla\u015fmalar\u0131n bulunmamas\u0131ndan ya<\/span> da <\/span>bulunsa<\/span> dahi <\/span>anla\u015fmalar\u0131n <\/span>yetersizli\u011fi <\/span>ve belirsizli<\/span>\u011fi<\/span> nedeniyle olu\u015fmaktad\u0131r.<\/span><\/p>\r\n

Bor\u00e7 <\/span>ve <\/span>vadeli <\/span>al\u0131\u015fveri\u015f i\u015fleminde<\/span> taraflar<\/span>,<\/span> ara<\/span>lar\u0131nda<\/span> yaz\u0131l\u0131 bir metin olu\u015fturam\u0131yorsa, senet ya<\/span> da \u00e7ek gibi \u00f6deme ara\u00e7lar\u0131n\u0131 kar\u015f\u0131l\u0131k olarak almal\u0131, bu<\/span> da yap\u0131lam\u0131yorsa <\/span>bor\u00e7 verme i\u015flemi banka<\/span>lar <\/span>\u00fczerinden hesaplar aras\u0131 ger\u00e7ekle\u015ftirilmeli<\/span>dir.<\/span><\/p>\r\n

B\u00f6ylece verdi\u011finiz bor<\/span>\u00e7<\/span> yaz\u0131l\u0131 hale gelecek ve bankay\u0131<\/span> da bu borcun verilmesine \u015fahit<\/span> tutmu\u015f olacaks\u0131n\u0131z. <\/span><\/p>\r\n

Ticari ve i<\/span>\u00e7<\/span>timai hayat\u0131n sa\u011fl\u0131kl\u0131 temeller \u00fczerine kurulmas\u0131<\/span>,<\/span> hem \u015firketler hem de bireyler i\u00e7in sadece say\u0131sal ba\u015far\u0131larla de\u011fil, g\u00fcveni tesis ve takviye edecek, ihtilaflar\u0131 bertaraf edecek prensiplerin de uygulanmas\u0131 ile sa\u011flanabilir.<\/span><\/p>\r\n

 <\/p>\r\n

Yazar: Y\u00fcksel Kele\u015f<\/p>\r\n","protected":false},"excerpt":{"rendered":"

Allahu Teala Kuran-\u0131 Kerimde mealen \u015f\u00f6yle buyurmaktad\u0131r; Ey iman edenler! Belli bir s\u00fcre i\u00e7in birbirinize bor\u00e7land\u0131\u011f\u0131n\u0131z zaman bunu yaz\u0131n. Aran\u0131zda bir yaz\u0131c\u0131 adaletle yazs\u0131n. Yaz\u0131c\u0131, Allah’\u0131n kendisine \u00f6\u011fretti\u011fi \u015fekilde yazmaktan ka\u00e7\u0131nmas\u0131n, (her \u015feyi oldu\u011fu gibi dosdo\u011fru) yazs\u0131n. \u00dczerinde hak olan (bor\u00e7lu) da yazd\u0131rs\u0131n ve Rabbi olan Allah’tan korkup sak\u0131ns\u0131n da bor\u00e7tan hi\u00e7bir \u015feyi eksik etmesin […]<\/p>\n","protected":false},"author":1,"featured_media":1504,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-islikt"],"_links":{"self":[{"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/posts\/1411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1411"}],"version-history":[{"count":6,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/posts\/1411\/revisions"}],"predecessor-version":[{"id":1508,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/posts\/1411\/revisions\/1508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=\/wp\/v2\/media\/1504"}],"wp:attachment":[{"href":"https:\/\/yukselkeles.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yukselkeles.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}